Welcome to Right Choice Home Loans
Right Choice Home Loans is a company serving the lending needs of individual, real estate professionals, and builders. We have access to a full range of mortgage products and are dedicated to finding the right loans with the best rates, terms, and cost to meet the needs of our customers. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage brokers can help make your dreams come true.
Our responsibility as mortgage professionals is to listen to the customer and determine what their specific goals are, and not just to quote a rate. We will provide the best and most beneficial solution to meet our customer needs.
The Right Choice Home Loans Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Georgia.
At Right Choice Home Loans, our ultimate goal is to create lifelong, lasting relationships with each of our clients so that we may continue providing excellent service for many years to come.
Your top mortgage questions, answered
Common types include conventional loans, FHA loans, VA loans, USDA loans, fixed-rate mortgages, and adjustable-rate mortgages. Each type has its own eligibility requirements, benefits, and drawbacks.
A fixed-rate mortgage has a constant interest rate throughout the loan term, leading to predictable monthly payments. An adjustable-rate mortgage (ARM) has an interest rate that can change periodically, causing fluctuations in monthly payments.
Pre-qualification provides an estimate of how much you might be able to borrow based on the information you provide. Pre-approval involves a more thorough review of your financial situation and credit history, resulting in a conditional commitment from a lender.
While it may be more challenging to qualify for a mortgage loan with bad credit, there are still options available. Government-backed loans like FHA loans may have more flexible credit requirements, and some lenders specialize in working with borrowers with less-than-perfect credit.


